Understand for free.
Optimize with Premium.
Patrice is free to track your wealth. Premium unlocks advanced analysis, simulation and optimization tools.
- 14-day trial
- Cancel in 1 click
- No bank connection
~€4/month
Get started for free- No charge during the trial
- 1 subscription = 2 logins (couple)
- No follow-ups, no sales calls
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The right benchmark is the cost of advice.
A wealth review with a wealth-management adviser, once a year.
Patrice Premium, all year round, on your own.
Patrice does not replace a wealth-management adviser and does not provide personalized investment advice: this is not a comparison of quality, but of price and positioning. Patrice is a decision-support tool that helps you see clearly day to day and arrive better prepared for your appointments.
Seven additions, one promise: decide better.
For each feature, what’s free and what Premium adds.
AI & Advanced Analysis
Patrice’s AI generates five types of reports: wealth diagnostic (strengths, weaknesses, opportunities, risks), personalized insights (“What should I do with my money?”), indicative target allocation matching your risk profile, project analysis (property purchase, retirement, education) and natural language asset entry. Each report can be saved, downloaded as PDF or shared.
AI Import — any file
Import any Excel or CSV file — bank statement, accounting export, personal spreadsheet — and the AI automatically categorizes your assets and expenses. No need to reformat your data.
Patrice Simulation
The proprietary Monte Carlo algorithm generates 500 possible trajectories over 25 years. Each year, a realistic economic scenario (crisis, stability, boom) is drawn and your assets react according to their nature. Result: a realistic P10-P90 range instead of a single number. Loans are automatically amortized, showing the real evolution of your net wealth. You can also filter by asset or adjust return rates.
Unlimited goals
Define all your life projects — property purchase, retirement, children’s education, travel, building an emergency fund — and track your progress in real time. Each goal is linked to your current wealth and savings capacity.
Full history
Access your complete wealth narrative. Create point-in-time reports at any date, track year-over-year evolution and export reports as PDF. The audit trail logs every change for full transparency.
Shared Premium
The shared account between two people is free. But if one of you goes Premium, the other benefits automatically. One subscription for your household.
Advanced budget
Multi-source income with couple attribution, monthly savings goals, net wealth projection, unlimited custom categories, unlimited history and AI budget analysis with interactive scenarios and evolution charts.
Choose your plan
Understand your wealth
- Real-time dashboard & KPIs
- Unlimited assets & debts (5 families)
- Detailed metrics & allocation
- Simple simulation (3 scenarios, 25 years)
- Basic budget & debt ratio
- Multi-currency (EUR, USD, GBP, CHF, AUD)
- Shared account (2 people)
- Smart alerts & CSV export
Optimize your wealth
- Everything in Free, plus:
- AI Import — Excel, CSV, bank export
- 5 full AI analyses
- Monte Carlo simulation (500 trajectories)
- Unlimited wealth goals
- Advanced budget + AI budget analysis
- Full history since 2020
- Shared Premium (1 subscription for 2)
Detailed comparison
Everything included in Patrice, feature by feature.
| Feature | Free | Premium |
|---|---|---|
| Wealth tracking | ||
| Consolidated view, all FR wrappers | ||
| Patrice.index — the wealth score | ||
| Real estate valuation (DVF) | ||
| Automatic stock & ETF prices | ||
| Wealth history | 2 years | Unlimited |
| Multi-currency | Basic | Full (20+) |
| Analysis & AI | ||
| 6-axis radar | Preview | Full |
| AI analysis (SWOT, recommendations) | ||
| AI import in natural language | ||
| Simulation & goals | ||
| Simple simulation (3 scenarios) | ||
| Monte Carlo simulation (500 trajectories) | ||
| Wealth goals | 1 | Unlimited |
| Budget & household | ||
| Advanced monthly budget | ||
| Couple account sharing | ||
| Shared Premium (1 subscription = 2 logins) | ||
| Convenience & data | ||
| Monthly email report | ||
| CSV / JSON export · 1-click deletion | ||
| Priority support | ||
Frequently asked questions
Ready to take it to the next level?
Start for free. Upgrade to Premium when you’re ready.