For French speakers · PEA · PER · assurance-vie · SCPIYour wealth,
Your wealth,
finally clear.
PEA, PER, assurance-vie, real estate: one view, always up to date. For people who want to understand, not know everything. No bank connection — your data stays yours.
Open demoExplore all of Patrice with realistic sample data — no sign-up, no card, no email.
Try the free demo
The reality
Your wealth spreadsheet has hit its limit.
Four signs you already know it.
1
You no longer know what your property is worth today.
The 2015 purchase price says nothing anymore.
2
4 to 5 accounts, no overall view.
PEA, PER, assurance-vie, savings, rental — each tab, its own world.
3
Your partner asks where you stand.
The spreadsheet is never up to date with the right figures.
4
You think about retirement, with no visibility.
15 years ahead. No chart to picture them.
The product
Here's how Patrice answers.
Five features, turned into benefits. No jargon.
Gratuit
Is my wealth in good shape?
The Patrice.index answers with a score out of 100, and explains it across six readable areas. No need to be an expert — just a clear read on your situation.
- A single number, not a dashboard to decode
- Diversification, taxes, retirement, available savings…
Gratuit
The real value of your property.
We estimate your property's current value from official sales data (DVF). Your main home bought in 2015, seen in 2026 — and the gap, worked out for you.
- Main home, rental, SCPI
- Rental yield (gross and net) and what's left each month
Gratuit
Everything in one place.
PEA, PER, assurance-vie, SCPI, savings, real estate — brought together in one view, organised around French taxation. No more five tabs to reconcile by hand.
- Stock & ETF prices updated automatically
- A history of your net worth over time
Premium
Will I be able to retire at 60?
A projection that tests hundreds of scenarios (Monte Carlo method) and shows you three cases: cautious, realistic, optimistic. You picture your next 15 years, instead of a single figure too good to be true.
- Three scenarios: cautious, realistic, optimistic
- Free simple version, 3 scenarios
Premium
A view on your wealth, no appointment needed.
The AI analysis reviews how your wealth is allocated and sums it up in strengths, weaknesses, opportunities and risks. A pocket adviser at €49/year, where a wealth manager costs €1,000+. For information only.
- Plain language, zero jargon
- Tax-optimisation ideas
The market
Why not something else?
Patrice, the Excel spreadsheet, account aggregators, the wealth manager — side by side, honestly.
| Patrice | Excel | Aggregators | Wealth manager | |
|---|---|---|---|---|
| Overall view | ||||
| Data privacy | ✓✓ | |||
| French tax wrappers (PEA / PER / assurance-vie) | ||||
| Property value (DVF data) | ||||
| No bank connection | n/a | |||
| Price | €49/yr | €0 | €0–15/mo | €1,000+ |
FAQ
Your questions, our answers.
It's deliberate. Your data stays with you, like your tax return. One visit a month is enough — just like with your bank adviser.
Patrice connects to no banking API. You enter your assets; they stay in your space, hosted in Europe. Full stop.
Yes — the demo is open, no account or card, with realistic sample data to explore freely.
PEA, PER, multi-asset assurance-vie, SCPI, Livret A / LDDS, CTO (ordinary securities account). Built for French taxation.
Account sharing is included, even on the free plan. A shared household view, or an individual view, as each prefers.
Patrice is not a financial advisor — it's a decision-support tool. Many use it alongside one, to arrive better prepared to their meetings.
Go further